Government employees now have a direct way to go gas-free. HATASU Philippines confirmed that its e-bike lineup is officially available under the GSIS Ginhawa Bike and E-Mobility Loan, or GBEL, a new loan facility that GSIS launched.
The program lets qualified GSIS members borrow up to 100% of the unit cost, capped at ₱300,000, payable over 36 months at 5% per annum. No service fee on approval. All applications go through the GSIS Touch app.
The timing makes sense. Fuel prices hit all time high per liter this year, and the GSIS says the GBEL is part of the Marcos administration’s UPLIFT initiative, short for Unified Package for Livelihood, Industry, Food, and Transport.
GSIS president Wick Veloso put it simply: the program is meant to give members a practical option to manage daily transport costs without the financial weight.
All HATASU units fall well under the ₱300,000 loan ceiling. Here’s the current lineup:
HATASU Kumi: ₱19,990
HATASU Nero: ₱24,990
HATASU Aya: ₱36,990
HATASU Haru (3-wheel): ₱38,990
HATASU Tara: ₱54,990
HATASU Mako 2 (3-wheel): ₱60,990
For reference, a HATASU Tara financed over 36 months works out to roughly ₱1,700 per month before interest. For delivery riders or daily commuters spending that much or more on gas every week, that’s a real comparison worth doing.
GBEL loan terms at a glance:
Maximum loanable amount: ₱300,000
Repayable over: 36 months
Annual interest rate: 5%
Service fee: None
Application channel: GSIS Touch app
Minimum service required: 3 years
Eligibility: No pending admin or criminal case, no loans in default (housing loan exempt), must maintain required net take-home pay after deductions
The GBEL covers a wide range of electric mobility units, including e-bikes, e-scooters, e-mopeds, cargo e-bikes, electric folding bikes, and similar personal electric transport devices. HATASU units across the two-wheel and three-wheel categories all qualify under these classifications.
For those curious about the models, the Aya is the retro-inspired option with an 800W motor good for 40 to 45 km/h and a 60 to 70 km range. The Tara is the more powerful pick, running a 1,500W motor with a listed range of up to 70 km on a full charge. Both were covered in previous YugaMoto coverage when they launched in 2024.
Whether this makes HATASU a more compelling buy for government workers is really up to the math. But having a zero-down, zero-service-fee financing option backed by a state pension fund is a different conversation from walking into a dealership.
Would you consider getting an e-bike through a loan program like this, or does the monthly amortization still feel like more than what you’d spend on commuting?
HATASU Aya Specs:
800W Dynamo Brushless motor
60V 20Ah Lead Acid battery
40-45 km/h average top speed
60-70 km range per charge
Disc front brake, drum rear brake
Front hydraulic suspension, dual rear shock
3.00×10 tubeless tires (front and rear)
Aluminum alloy front tire mags
Digital display (speed and battery)
Anti-theft feature, LED lights, underseat storage
SRP: ₱36,990 (with free helmet)
HATASU Tara Specs:
1,500W Dynamo motor
72V 32Ah Lead Acid battery
45 km/h average top speed
Up to 70 km range per charge
Disc front brake
Front hydraulic suspension
Sinewave controller
Load capacity: up to 150 kg
Digital display (speed, battery, signal)
Easy-access underseat compartment storage
SRP: ₱54,990
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